What Does an Insurance Denial Lawyer Cost?
Free Consultation for Denied Insurance Claims
Your initial phone call and first consultation with our insurance denial lawyers are free. If you speak with us but decide not to retain our firm, there is no charge.
For most denied, delayed, terminated, or underpaid insurance claims, we act under a contingency fee agreement. This means that you do not pay legal fees upfront, and our legal fees are generally not payable unless we recover compensation for you through a settlement or judgment.
If we do not recover any money for you, you will not owe us a legal fee. Our fees are contingent on the successful resolution of your claim.
No Legal Fees Unless We Recover Compensation for You
When your insurance claim is resolved through a settlement or judgment, our legal fee is calculated as a percentage of the compensation recovered, in accordance with the written contingency fee agreement you sign when you retain us.
We will review the retainer agreement and fee structure with you carefully before you decide whether to proceed. We want you to understand how the legal fees will be calculated, what expenses may be incurred, and approximately how much you may receive when the claim is resolved.
Our contingency fee structure is designed so that the percentage charged generally decreases as the value of the recovery increases.
Contingency fee arrangements may be available for matters involving:
- Long-term disability insurance denials;
- Short-term disability insurance denials;
- Life insurance claims;
- Critical illness insurance claims;
- Mortgage disability and life insurance claims;
- Accidental death and dismemberment claims;
- Property insurance claim denials;
- Wildfire and fire loss claims;
- Water loss claims;
- Commercial property loss claims;
- Business interruption insurance claims;
- Insurance broker negligence claims; and
- Other denied, delayed, terminated, or underpaid insurance benefits.
Fees for Insurance Matters That Do Not Involve a Denial
We also assist clients with insurance-related legal matters that do not involve a denied claim. Depending on the nature and complexity of the issue, these matters are generally handled on either a flat-fee or hourly-fee basis.
Examples may include reviewing insurance policies, providing coverage opinions, advising on claims before an insurer has made a decision, assisting with proofs of loss or other insurance documentation, advising on settlement or buyout proposals, and providing strategic advice concerning an ongoing insurance claim.
Because these matters can vary considerably, we will explain the applicable fee structure before beginning the work. Where appropriate, we may be able to provide a fixed fee for a clearly defined service. More complicated or ongoing matters may be billed at an hourly rate.
Speak With an Experienced Insurance Lawyer
Taylor & Blair LLP has represented clients in insurance disputes for more than 30 years. We understand that many people are already under significant financial and personal pressure when an insurance company denies, delays, terminates, or underpays a claim.
Contact us to arrange a free consultation about a denied insurance claim or to discuss the fee options available for another insurance-related legal matter.