Long-Term Disability Denial Claims for Postal Workers

Posted on by Taylor & Blair LLP Posted in Insurance Denials, Long-Term DisabilityTagged

Most people know that postal workers will get their job done, “through rain, or sleet, or snow,” but unfortunately sometimes medical injuries or conditions render postal workers unable to perform the duties of their employment. When this happens, postal workers can go on short-term or long-term disability. Often these long-term disability claims are denied, or cut off after a period of time, usually when the insurance company decides someone can go back to work unilaterally, often against the wishes of that person’s treating doctors.

If a postal worker has their long-term disability claim denied, Taylor & Blair LLP can help make the insurance company pay you the benefits you are owed.

Common Postal Worker Injuries & Conditions

Postal workers’ duties can be physically strenuous work. There is often significant carrying, walking and bending required by this job. Postal workers are often required to transverse different residential and commercial properties to … Continue reading

Can I Travel While on Long-Term Disability?

Posted on by Taylor & Blair LLP Posted in Long-Term DisabilityTagged

Just because you are on long-term disability doesn’t mean you aren’t allowed to still live your life to the fullest. Traveling can be an enriching experience, allowing individuals to explore new places, cultures and create lasting memories. However, for individuals on long-term disability, before you make travel plans you should carefully consider the question of how it could impact your long-term disability benefits and obligations you have with respect to the same.

Review Your Insurance Policy

Your ability to travel while on long-term disability can depend on various factors, however the most important two are usually the terms of your disability insurance policy and the nature of your disability.

All insurance policies can differ, however many insurance policies for long-term disability include specific restrictions on travel, such as limitations on the duration or type of travel permitted. The nature of these limitations can differ, with some policies only having language … Continue reading

Appealing Your Long-Term Disability Denial

Posted on by Taylor & Blair LLP Posted in Long-Term Disability, Insurance DenialsTagged

When you have been rendered unable to work due to a medical condition that has led to a disability, the last thing you want to have is more problems to deal with. Most people think that because they have an insurance policy that covers long-term disability all they will have to do is apply for their long-term disability benefits and focus on getting better and back to work. The reality is that often legitimate long-term disability claims are denied by insurance companies.

While different long-term disability policies can vary in their terms, usually if you have been denied long-term disability benefits you have the option to appeal the decision through your insurance company’s internal appeal process.

How To Make The Most Of Your Appeal

No two long-term disability denials are ever the same, however, there are some steps you can take in appealing the denial of your long-term disability benefits … Continue reading

Social Media & Long-Term Disability Claims

Posted on by Taylor & Blair LLP Posted in Insurance Denials, Long-Term Disability, Long-Term Disability

In today’s digital world social media has become a daily part of our lives, allowing people of all ages to share all aspects of their lives with their friends, family, and the general public with a click of a button. Many people make social media posts thinking that nothing hinges on them and look only for the approval of their followers and the public at large. However, for people who are applying for, receiving, or have been denied long-term disability benefits, the use of social media can have serious consequences that may jeopardize their chances of receiving the benefits they rightfully deserve.

Who Is Looking At Your Posts?

Long-term disability claims are filed by people who are unable to work due to a physical or mental health condition that is expected to last for an extended period of time. These claims are often complex and require claimants to provide detailed … Continue reading

Long-Term Disability Claims for Long-Haul Truckers in British Columbia

Posted on by Taylor & Blair LLP Posted in Long-Term Disability, Long-Term DisabilityTagged ,

Long-haul truckers play a crucial role in keeping our economy moving by transporting goods across British Columbia, Canada, and internationally. The supply chain for all goods requires truckers to make it work, much more so in countries like Canada with significant amounts of undeveloped wilderness.

However, despite the essential nature of their work, long-haul truckers are not immune to the risk of injury or illness that could render them unable to work. Many of these truckers have long-term disability policies intended to help them financially when disaster strikes. Unfortunately for many, their legitimate long-term disability claims are denied.

Common Truck Driver Injuries & Conditions

Long-haul and other truckers are often engaged in hard and strenuous work, despite the popular view that the most significant aspect of the job is sitting and driving for long periods of time (which can be taxing on its own). Whether related to preparing their truck … Continue reading