Can I Travel While on Long-Term Disability?

Just because you are on long-term disability doesn’t mean you aren’t allowed to still live your life to the fullest. Traveling can be an enriching experience, allowing individuals to explore new places, cultures and create lasting memories. However, for individuals on long-term disability, before you make travel plans you should … Continue reading

Social Media & Long-Term Disability Claims

In today’s digital world social media has become a daily part of our lives, allowing people of all ages to share all aspects of their lives with their friends, family, and the general public with a click of a button. Many people make social media posts thinking that nothing hinges … Continue reading

Long-Term Disability Claims for Long-Haul Truckers in British Columbia

Long-haul truckers play a crucial role in keeping our economy moving by transporting goods across British Columbia, Canada, and internationally. The supply chain for all goods requires truckers to make it work, much more so in countries like Canada with significant amounts of undeveloped wilderness.

However, despite the essential nature … Continue reading

Employer Paid vs. Employee Paid Premiums for Denied Long-Term Disability Benefits

Long-term disability benefits provide financial support to individuals who can no longer earn income from their job, or any job, due to a medical disability. There are different types of long-term disability policies out there with different terms and arrangements. One of the main differences you see are personal long-term … Continue reading

Understanding Long-Term Disability Insurance Premium Waivers

What Is a Premium Waiver in Long-Term Disability Insurance?

Long-term disability insurance policies exist as a safety net for individuals if, through accident or illness, they become unable to perform their duties of employment. As with other types of insurance, in order to keep your policy in good standing premiums … Continue reading