Richmond
Richmond Insurance Denial Lawyers
Taylor & Blair LLP has been proudly helping the residents of Richmond for over 30 years with their legal claims against insurance companies.
Whether your insurance denial relates to long-term disability, critical illness insurance, life insurance or insurance broker negligence, the Richmond insurance denial lawyers at Taylor & Blair LLP understand the difficult time you are going through and will work hard with you to minimize the stress to you and your family and to ensure you get a fair deal.
If you live in Richmond and your legitimate insurance claim was denied, contact the lawyers at Taylor & Blair LLP today for help to get the benefits you are entitled to.
Experienced Richmond Insurance Denial Lawyers
Our experienced Richmond insurance denial lawyers have expertise in dealing with all kinds of denied insurance policies, including:
- Disability Claim Denials
- Life Insurance Denials
- Professional and Self-Employed Disability
- Critical Illness Insurance Denials
- Mortgage Protection Insurance Denials
- Accidental Death & Dismemberment
- Insurance Broker Negligence
Every insurance denial claim is different, and a lot depends on the specific terms of your insurance contract. Our Richmond insurance denial lawyers will be able to review the terms of your insurance policy and, if applicable, your medical records, and fight hard to make sure that your insurance company pays you the insurance benefits you are entitled to.
Richmond Insurance Denials & Time Limits
Our experienced Richmond insurance denial lawyers can assist anyone living in Richmond with a denied insurance claim. We often serve clients in the following neighborhoods:
- Brighouse Village
- Lansdowne Village
- West & East Cambie
- Albans
- Moffatt
- Steveston North & Steveston South
- Riverdale
- Woodwards
- Golden Village
- Sea Island (Burkeville)
No matter where you are in Richmond, our lawyers are here to help and make sure you get the insurance benefits you are entitled to.
It’s important to know that every insurance policy has a time limit in which you have to start a lawsuit. If you do not start the lawsuit within that time limit you will be statute barred from bringing your claim and not even the best lawyer will be able to help you. The usual time limit for such claims is 2 years from the date the cause of action arose, however in insurance denial claims your insurance contract could shorten or lengthen this time limit.
It is important that you have a Richmond insurance denial lawyer review your insurance policy to make sure you understand the time limits in which you have to act.
Consult a Richmond Insurance Denial Lawyer for Free
Your first consultation with our team of Richmond Insurance Denial lawyers is free of charge. In fact, you don’t pay us anything unless we get you a settlement or judgement. Our contract is a contingency contract which means our fees are contingent upon you winning your claim. If we don’t get you a successful result you don’t have to pay us anything for fees. Our fee structure is also designed to benefit our clients who have been wrongfully denied their insurance benefits, with our fee percentage going down the larger award we get you.
If you need a Richmond Insurance Denial lawyer, contact Taylor & Blair LLP today for a free claim evaluation.
Frequently Asked Questions – Insurance Denials in Richmond
What should I do if my long-term disability claim is denied in Port Coquitlam?
First, don’t panic. Review the denial letter carefully and note any deadlines for appeal. Contact an insurance denial lawyer as soon as possible. We can help you gather medical evidence, prepare an appeal, or file a lawsuit if necessary.
Can I still challenge a denial if I’ve already appealed internally?
Yes. Even if you’ve gone through the insurer’s internal appeal process, you can still pursue legal action in court. In many cases, appeals are just delays, having a lawyer for insurance claims increases your chances of success.
How long do I have to sue my insurer in Richmond?
The limitation period is usually 2 years from the date you knew, or reasonably should have known, that your claim was denied. If you miss this deadline, your claim can be barred forever. However, sometimes limitation periods can be shortened (or extended) by contract, so contact an experienced insurance lawyer to make sure you act in time.
Will I have to go to court in Richmond?
Most insurance denial claims settle out of court through negotiation or mediation. However, if the insurer refuses to settle reasonably, we are prepared to litigate in the Supreme Court of British Columbia, with the closest Court houses to Richmond being in Vancouver or New Westminster. Richmond does have a Provincial Court, but often denied insurance claims are brought in the Supreme Court registries.
How much does it cost to hire a lawyer for insurance claims in Richmond?
We usually work on a contingency fee basis for denied insurance claims, meaning you pay nothing upfront. Our fees are a percentage of the amount recovered, which we discuss and agree upon before you hire us.
Which insurance companies do you deal with?
We regularly handle claims against all insurance companies that issue policies in Richmond, including:
- Manulife
- Sun Life
- Canada Life
- Desjardins
- Industrial Alliance
- RBC Insurance
- and others.
Do you handle claims outside of Richmond?
Yes. We help clients across:
- Vancouver
- Port Coquitlam
- Surrey
- Burnaby
- North Vancouver
- Langley
- And the entire lower mainland and British Columbia
How long will my Richmond insurance denial case take to resolve?
Timelines to resolve insurance denial cases can vary:
- Straightforward appeals can resolve in 3–6 months
- More complex litigation can take 12–24 months, if not longer
We will give you clear updates and realistic expectations at every stage.
Lawyers for Insurance Claims in Richmond
At Taylor & Blair LLP our lawyers have extensive experience representing individuals who have had insurance claims denied or delayed. We do not work for insurance companies. Our mission is simple: to get you the benefits you paid for and deserve.
Types of Insurance Claims We Handle:
- Richmond Long-Term Disability (LTD) Lawyers
- Richmond Life Insurance Lawyers
- Failure to pay premium
- Death occurring during contestability period
- Fraudulent Claim
- Richmond Critical Illness Insurance Lawyers
- Richmond Accidental Death & Dismemberment Lawyers
- Contested “accidental” death benefits
- Richmond Mortgage Protection Insurance Lawyers
Why Choose Us?
- Local Knowledge
We know Richmond’s local courts, medical providers, and insurers. - Focused Experience
Our practice is dedicated to insurance denial and disability law. - No Fees Unless You Win
You pay nothing upfront. - Personal Service
You will work directly with an experienced insurance lawyer.
Serving All Areas of Richmond
Trusted Richmond insurance denial lawyers proudly serving clients in Richmond, including Brighouse, Lansdowne, West Cambie, East Cambie, Steveston, Riverdale, and every neighbourhood in between. If you can’t come to us, we can meet by video, phone, or at your home when appropriate.
Need A Richmond Insurance Lawyer? Contact Taylor & Blair LLP today.
Insurance companies count on you giving up. Let us help you fight back and contact the Richmond insurance denial lawyers at Taylor & Blair LLP today for a free consultation.