Just because you are on long-term (LTD) disability doesn’t mean you aren’t allowed to still live your life to the fullest. Traveling can be an enriching experience, allowing individuals to explore new places, cultures and create lasting memories. However, for individuals on long-term disability, before you make travel plans you … Continue reading
In British Columbia, long-term disability claims are typically governed by the Insurance Act and the specific terms of insurance policies. Lawyers often have coverage through their employer’s group insurance plan which outlines the eligibility criteria, the definition of disability, and the process for making a claim. The definition of “disability” … Continue reading
As genetic testing becomes increasingly accessible and integrated into modern healthcare, it has also raised complex legal and ethical questions, particularly in the realm of insurance. In Canada, the Genetic Non-Discrimination Act (GNDA), enacted in 2017, plays an important role in protecting individuals from being compelled to disclose … Continue reading
Relief from forfeiture is an equitable legal remedy that can help insureds when they lose their insurance benefits and/or coverage due to imperfect adherence to the terms of their policy.
While the concept of “relief from forfeiture” is a common phrase in the area of … Continue reading
No one ever wants to have to deal with a disability, but the reality is that sometimes, from injury or illness, disabilities do occur. When a disability does materialize, the hope is always to just have it be a transient issue necessitating the use of short-term disability benefits, but if … Continue reading
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