Own Occupation Period vs. Any Occupation Period – The Devil Is In The Definitions

When it comes to client’s who have been denied their long-term disability benefits, we have many that when they first contact us are surprised that their own insurance company would treat them so unfairly.  They believe that since they have been paying their insurance premiums for however many years … Continue reading

The Important Role Of Doctors In Obtaining Long-Term Disability Benefits

All long-term disability policies require a medical report to be approved.  For many people the obvious choice for a medical report is their family doctor as these doctors often have a long history with their patients and are familiar with their physical and mental health history, which is often … Continue reading

Mortgage Protection Insurance Denials

Taylor & Blair LLP was recently featured on the Advocate Daily where Kevin Blair discussed Mortgage Protection Insurance Denials

For those lucky enough to have one, most people’s largest asset is their house, and their largest debt is their mortgage.  For Canadians in general, and Vancouverites in specific, the Continue reading

What To Do If Your Life Insurance Claim Is Denied?

The Insurance World – What is Insurable?

The insurance industry is a global one that is interconnected throughout most countries, industries, and activities of daily life the world over.  Something that happens in the Eastern hemisphere could have implications on insurance companies in the Western hemisphere.  This may seem complicated … Continue reading