Insurance denial claims always arise in the context of a contractual relationship, that between the insurer and the insured, which has broken down. While at trial for a long-term disability claim all a judge can do is order specific performance of the contract of insurance, namely a declaration that the … Continue reading
There are, generally speaking, two types of life insurance products that people pay for in Canada.
The first type of life insurance is that found in group policies, which come with a set insurance benefits package employers provide to their employees as a … Continue reading
When it comes to client’s who have been denied their long-term disability benefits, we have many that when they first contact us are surprised that their own insurance company would treat them so unfairly. They believe that since they have been paying their insurance premiums for however many years … Continue reading
All long-term disability policies require a medical report to be approved. For many people the obvious choice for a medical report is their family doctor as these doctors often have a long history with their patients and are familiar with their physical and mental health history, which is often … Continue reading
Since the COVID-19 pandemic began in early 2020 most of the news surrounding the virus was focused on the number of hospitalizations and death that resulted from COVID-19 infections. Over the years as the COVID-19 virus has been better understood and immunity has increased with the roll out of the … Continue reading
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