The Financial Implications of a Disability Denial

No one ever wants to have to deal with a disability, but the reality is that sometimes, from injury or illness, disabilities do occur. When a disability does materialize, the hope is always to just have it be a transient issue necessitating the use of short-term disability benefits, but if … Continue reading

Long-Term Disability Denial Claims for Nurses

Nursing is one of the most demanding professions, both physically and emotionally. Nurses often face long hours in high-stress environments, and a physical toll of caring for patients. In British Columbia nurses have long lacked the support they deserve, especially since the Covid-19 pandemic, and it has been taking a … Continue reading

CPP Disability & Denied Long-Term Disability Claims

Disability benefits in Canada can come from various sources, both private and public (and when dealing with public benefits there are different sources at the Federal and Provincial levels). That being said, the primary source for disability benefits for most people dealing with disabilities in Canada comes from the Canada Continue reading

Can My Long-Term Disability Claim Be Denied for Pre-Existing Conditions?

Navigating the complexities of long-term disability insurance can be daunting, especially when pre-existing conditions come into play. This blog aims to unravel the intricacies of how pre-existing conditions can influence the approval or denial of LTD claims.

What is a Pre-Existing Condition?

A pre-existing condition (often called a “pre-ex” or … Continue reading

Long-Term Disability Denial Claims for Postal Workers

Most people know that postal workers will get their job done, “through rain, or sleet, or snow,” but unfortunately sometimes medical injuries or conditions render postal workers unable to perform the duties of their employment. When this happens, postal workers can go on short-term or long-term disability. Often these long-term … Continue reading