What To Do If Your Life Insurance Claim Is Denied?

Posted on by Brian Jacobson Posted in Insurance Denials, Life Insurance Claim Denials

The Insurance World – What is Insurable?

The insurance industry is a global one that is interconnected throughout most countries, industries, and activities of daily life the world over.  Something that happens in the Eastern hemisphere could have implications on insurance companies in the Western hemisphere.  This may seem complicated but when you boil it down to basics for insurance companies it is as simple as “take in as much money as we can” and “pay out as little money as possible”.

Insurance companies insure individuals and businesses for a multitude of things, including:

  • Insurance for Homeowners
  • Insurance for Automobiles
  • Insurance for Disability
  • Insurance for Travel
  • Insurance for Businesses
  • Insurance for Critical Illness
  • Insurance for Renters
  • Insurance for Identity Theft
  • Insurance for Data Breaches

This insurance money to pay out claims around the world comes from the same “pot” and when the insurance company notices the overall funds available to … Continue reading

Insurance Agent VS Insurance Broker Negligence

Posted on by Ben Tarnow Posted in Insurance Agent Negligence, Insurance Broker Negligence

The lawyers at Taylor & Blair LLP have been fighting insurance companies for our client’s rightful benefits for over 30 years.  Often that means challenging the insurance company directly for wrongful denial of long-term disability, critical illness, or life insurance benefits, but sometimes insurance benefits are denied not due to the actions of the insurance company themselves, but due to the negligence of the insurance agent or insurance broker who helped you enter into your insurance policy.

What’s The Difference an Insurance Agent and an Insurance Broker?

While most people have heard the term “insurance broker” and “insurance agent”, they are not interchangeable and are two completely separate types of insurance salespersons.

An insurance broker acts independently from any one insurance company and helps to arrange the purchase and sale of insurance policies from the seller (the insurance company) to the buyer (the individual or business).  Since … Continue reading

Taylor & Blair LLP Win For Client Leaving Disability Featured On CTV News

Posted on by David Goldberg Posted in Insurance Denials, Long-Term DisabilityTagged

Taylor & Blair LLP fights hard for our client’s rights when they’ve been denied their life insurance, critical illness insurance, or long-term disability insurance benefits.  Every once in a while, we also find ourselves helping our clients in their return to work from long-term disability leave.

Our client “K” was on long-term disability due a substance use disorder and a bipolar disorder.  After working hard to treat substance abuse disorder and bipolar disorder, and after completing a treatment program for addiction and receiving medical clearance to return to work K contacted his employer to arrange a return to work.

CTV News reached out to Ben Tarnow of Taylor & Blair LLP, the lawyer who conducted the hearing to get his views on the case.  You can read the article here.

What Is The Duty To Accommodate a Return To Work?

When someone has fought hard … Continue reading

What To Do When Your Long-Term Disability Has Been Denied?

Posted on by Kevin Blair Posted in Insurance Denials

Taylor & Blair LLP Featured on Clearway Law

The lawyers at Taylor & Blair LLP have been fighting against insurance companies for their client’s rightful disability benefits for over 30 years. David A. Goldberg, a partner at Taylor & Blair LLP, was honoured to be invited to speak to the team at Clearway Law to lend his experience and knowledge for their article about what to do when your long-term disability is denied.

Clearway Law offers a free online platform for Canadians to use when they need to legal assistance.  Their website can help you find lawyers with expertise in the specific area of law you need legal assistance in. They have a wide network of legal professionals they can call on with an array of specialities.  Clearway Law posts articles on a number of legal topics covering multiple areas of law.

There are few things as devastating as … Continue reading