Lawyers for Brain Injury Insurance Claim Denials
Sometimes, the most painful and traumatizing losses are those that are hardest to prove. A brain injury can affect every facet of a person’s life and lead to long-term disability. Often, the manifestation of brain injury is delayed. The results are not immediately apparent. Injuries to the brain can have extreme and lasting effects, some of which can’t be fully ascertained until much time has passed. Brain injuries can impair physical, cognitive, social, and emotional functioning. Treating a brain injury can be expensive, exhausting, and uncertain. Treating the brain is not an exact science, and the extent of the injury can take years to discern. One of the most important parts of our body is also the most fragile and must be treated with the utmost care and concern when wounded.
There are two main ways in which brain injuries occur, either as a closed brain injury or a open brain injury.
A closed brain injury occurs there is no fracture or piercing of the skull. Instead, the injury occurs as a result of the individual’s brain moving rapidly backwards and forwards within and against the skull, resulting in bruising and damage to the brain tissue.
An open brain injury, sometimes called a penetrating brain injury, occurs when the skull itself is penetrated and a foreign object causes damage to the brain tissue.
Common Brain Injury Symptoms
The symptoms individuals with brain injuries suffer from vary greatly depending on the type of brain injury and what area of the brain is injured. However, some common symptoms of a brain injury include:
- Cognitive Issues
- Impairment of problem-solving skills
- Irrationality and/or Confusion
- Irregular and Severe Vision Problems
- Memory Loss
- Unexplained Emotional Changes (Depression, Anxiety, Irritability)
- Variance in Personality
- Loss of Spatial Awareness
- Difficulty with Speech (Aphasia)
- Difficulty with Activities of Daily Living
The causes of a brain injury aren’t limited to high impact collisions or other accidents involving the head. Sometimes, injury to the brain can occur after prolonged exposure to certain chemicals or defective products.
Dealing with an insurance denial can be a stressful and complicated process at the best of times, and certainly when dealing with a brain injury. These claims involve complex contractual issues as well as an understanding of the medical information required to prove your claim. Having a lawyer who specializes in insurance denial on your side will help to reduce your stress and ensure you get what you are entitled to. If you have a brain injury long-term disability claim that has been denied, contact the lawyers at Taylor & Blair LLP today.