Insurance Claim Denial Lawyers for Strokes Resulting in a Disability

Strokes are a common form of disability.  A stroke happens when there is an interruption to the blood supply to your brain, preventing it from getting the oxygen it needs, resulting in the death of brain cells.  For individuals who suffer a stroke, the initial acute phase is often incredibly traumatic and in and of itself, can result in further issues with post-traumatic stress and depression.  This is understandable when you consider that many people who suffer strokes have to re-learn basic functioning and can lose the freedoms they once had, such as being able to drive a car.  For some people who suffer a stroke, their symptoms improve over time, and they enjoy a significant recovery.  However, there are a substantial amount of people who never recover from their stroke and suffer permanent disabilities. 

Types of Strokes

There are three types of strokes:

  • Hemorrhagic Stroke
  • Ischemic Stroke
  • Transient Ischemic Stroke, also known as a Mini-Stroke

Disabilities Resulting from a Stroke

Strokes can result in a number of disabilities, including:

  • Paralysis
  • Poor Motor Control 
  • Sensory Deficits
  • Cognitive Issues
  • Difficulty Understanding People
  • Memory Issues
  • Depression
  • Loss of Ability to Speak
  • Loss of Ability to Write
  • Loss of Vision

Insurers will often deny stroke long-term disability claims on the basis of a pre-existing condition or try to assert that such disabilities are excluded under the policy.  They will often play down the disabilities suffered to escape responsibility.

If you have a stroke long-term disability claim that’s been denied, contact the lawyers at Taylor & Blair LLP today.