Lawyers for Diabetes Disability Claim Denials

There are usually two types of diabetes which can lead to a disability, type 1 diabetes and type 2 diabetes.  

Type 1 diabetes is caused when the pancreas fails to produce enough insulin.

Type 2 diabetes is the more common of the two and is caused when your body fails to respond properly to insulin, known as insulin resistance.  In more severe cases your body may fail to produce sufficient supplies of insulin as well.  Type 2 diabetes is commonly brought on by poor lifestyle choices, like being overweight, poor nutrition, and lack of exercise.

There is another form of diabetes called Gestational diabetes, however this rarely results in a long-term disability.

Diabetes Symptoms

Diabetes has a large array of significant symptoms which can lead to a disability including:

  • Vision Damage or loss (Diabetic retinopathy)
  • Hearing Damage or loss
  • Nerve Damage (Diabetic peripheral neuropathies)
  • Fatigue
  • Kidney Damage (Diabetic nephropathy)
  • Frequent Infections
  • Heart Issues
  • Amputation of extremity (often a foot or leg)
  • Stroke
  • Heart Disease
  • Poor Circulation

Insurance companies often attempt to deny diabetes long-term disability claims on the basis that the person wasn’t under the care of a doctor (as is required by many policies) or wasn’t taking appropriate treatment.  As type 2 diabetes usually arises from poor nutrition and bodily care, insurance companies will try to use this history against people making legitimate claims for long-term disability due to diabetes and related complications.

If you have a diabetes long-term disability claim that’s been denied, contact the lawyers at Taylor & Blair LLP today.