Insurance Denial Lawyers for Lung / Respiratory Issues Resulting in a Disability

Lung diseases are incredibly common and the effect they can have on your respiratory system, your ability to breathe, can be significant.  Sometimes these issues are brought on by genetics, other times by outside influences like smoking.  Unfortunately, in many cases the damage to the lungs is irreversible and the best one can hope for is managing the symptoms through treatments like oxygen therapy, steroid inhalers and medication.

Types of Lung Diseases and Illness That Result in a Disability

There are numerous types of lung diseases and illness which can result in a disability, including:

  • Chronic obstructive pulmonary disease (COPD)
  • Asthma 
  • Chronic Bronchitis
  • Emphysema
  • Cystic Fibrosis
  • Restrictive Lung Disease (RLD)

Symptoms of Lung Diseases

Lung diseases which affect the respiratory system can be incredibly disabling.  They can result in a number of symptoms including:  

  • Shortness of Breath
  • Chronic Cough
  • Lung Infections
  • Sleep Apnea
  • Pulmonary Hypertension
  • Asthma Attacks
  • Damage to Lung Tissue

While one would think the impact to an individual’s life from severe symptoms arising from lung disease should seem obvious, insurance companies are often hesitant to pay long-term disability benefits for respiratory disabilities.  Many people who suffer from respiratory related disabilities have reduced breathing capacity which limits not only the amount of work that can be done before you reach exhaustion, but the type of work you can do as well.  Many people who suffer from respiratory disabilities have difficulty lifting heavy weights, walking long distances, or being exposed to chemical fumes and other particulate matter.

You will have to show the insurance company that the restrictions on your ability to work or complete your activities of daily living are greatly diminished due to the restrictions imposed by your respiratory disability.  Often this requires significant medical evidence to show the functional capacity a person has remaining due to their respiratory disability.

If you have a lung long-term disability claim or respiratory long-term disability claim that’s been denied, contact the lawyers at Taylor & Blair LLP today.