Lawyers for Heart Disease Disability Claim Denials
Heart disease is one of the leading causes of deaths in Canada and can often result in a long-term disability. Heart disease is not one single disease, but a term used to encompass a number of disorders that affect the heart, many of which are caused by different things. Sometimes heart disease is caused by genetic predisposition. Other times it can be related to lifestyle choices, such as poor diet, obesity and lack of exercise, smoking and alcohol consumption, high blood pressure or cholesterol, or as a result from ongoing and significant stress.
Heart Diseases that Result in Long-Term Disability
Heart diseases that commonly result in long-term disability are:
- Heart Attacks
- Coronary Artery Disease (CAD)
- Heart Valve Disease
- Congestive Heart Failure (CHF)
- Ischemic Heart Disease
The effect of heart disease can vary depending on which condition you suffer from. They can range from acute in nature and resolve over time, or they may be chronic in nature. If the symptoms of your heart disease restriction your ability to function at work and complete the necessary activities of daily life, you will have a claim for benefits, but the question will be what kind of benefits do you qualify for?
Disability relating to heart disease may be appropriate for a claim for long-term disability or for a critical illness claim. Which is more appropriate will depend on the wording and coverage of your policy and the circumstances in which the disability arose. It will usually require an analysis of someone well versed in insurance and legal matters to make this determination.
If you have a heart disease long-term disability claim that’s been denied, contact the lawyers at Taylor & Blair LLP today.